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Investor Presentaiton

Opex and ROA 3.40% 2.78% 2.75% 2.67% 2.53% Opex (%) APTUS Ⓡ 2.75% 2.75% 2.71% 2.67% 2.55% IIIII FY 20 FY 21 FY 22 FY 23 FY 24 (9M) Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 ROA (%) 8.53% 8.44% 8.21% 8.06% 8.06% 8.44% 8.00% 8.06% 7.37% 7.01% FY 20 FY 21 FY 22 FY 23 FY 24 (9M) Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q3FY24 21
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