Q1 FY 24 Performance Snapshot

ASSET QUALITY POSITION - MOVEMENT OVER THE YEARS (In INR MN) NPA Opening balance Additions Recovery made FY MAR-19 FY MAR-20 FY MAR-21 FY MAR-22 FY MAR-23 Q1 FY 24 8,565 9,771 14,134 18,932 19,332 19,202 A 6,322 11,104 11,131 12,757 13,290 3,822 1,980 1,644 1,950 4,424 5,764 992 Upgradations 496 1,358 264 1,638 2,361 221 Net Addition B 3,846 8,102 8,917 6,593 5,165 2,609 Write-off 2,640 3,739 4,119 6,295 5,295 1,000 NPA Closing balance 9,771 14,134 18,932 19,332 19,202 20,811 Technical Write-off(TW) during the period 2,565 3,670 3,961 5,734 3,606 923 Provision made during the period C 2,700 6,310 5,990 5,535 6,900 2,400 T W recovery D 898 1,090 1,033 1,883 2,942 471 Provision made net of TW Recovery E=C-D 1,802 5,220 4,957 3,652 3,958 1,929 Gross Advance F 330,652 345,762 370,205 411,560 439,708 424,048 Additions % of Gross Advance A/F 1.91 3.21 3.01 3.10 3.02 * 0.90 NetAddition % of Gross Advance B/F 1.16 2.34 2.41 1.60 1.17 * 0.62 Credit cost E/F 0.54 1.51 1.34 0.89 0.90 0.45 Gross NPA % 2.95 4.09 5.11 4.70 4.37 4.91 Net NPA % *Not Annualized 1.81 2.29 2.97 2.95 2.36 2.51 CUB CUB 32

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