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Investor Presentaiton

Bank of Georgia's diversified loan book (gross loans by segment) 6,546 33% 8,653 44% 4,612 23% ■Retail Banking ■ SME Banking Corporate Banking As at 31 December 2023 Figures given for JSC Bank of Georgia standalone All currency data are in GEL m unless otherwise stated Total gross loans: GEL 19,812m Allowance for ECL: GEL 294m Total net loans: GEL 19,517m 38

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