IDFC FIRST Bank Risk Management & Asset Quality
Section 6: Products and Services
The Bank has developed a wide Product Suite of a Universal Bank
Corporate Lending
Retail Lending Solutions
Home Loans, vehicle Loans, Consumer Loans, Education Loans, Personal
Loans, Used Car Loans, Gold Loans, Rural Finance, Tractor Finance
Working Capital demand Loans, Cash Credit, Term
Loans, Corporate Bonds / NCDs, Foreign Currency Loans
Supply Chain Financing
Dealer finance, Vendor
finance, TREDS, Factoring,
Invoice discounting
Corporate
Lending
Retail
Lending
Supply
Chain
Financing
Treasury & Forex Solutions
Correspondent banking, FX Solutions, Cross-border
SWIFT, Government Bonds & Strips, Liberalized
Remittance Scheme, External Commercial Borrowing,
Treasury solutions incl. forwards, options, swaps etc.
Treasury &
Forex
Solutions
Transaction Banking & CMS
NEFT/RTGS/IMPS Payments, Transfers (ACH, Direct
debit), UPI & QR, Cheques, Demand drafts, Cash
Delivery, Payroll Processing, BBPS Payments, Cash/
cheque collection, Cash Deposit machine
Transaction
Banking &
CMS
Trade Finance
Letter of Credit & discounting, Bank Guarantee,
Buyer's Credit / SBLC, Packing Credit in Foreign
Currency & INR, Remittances (inward & outward),
Preshipment & post shipment finance
Trade
Finance
Solutions
FASTag
Tag Issuer, Toll Acquirer solution, 3-in-
1 solution including Toll, Parking & Fuel
VE
ER
ETHICAL
SME
Lending
S
A L
DIGITAL
SME Lending Solutions
Loan Against Property, Business Banking, Working
Capital Loans, Commercial Vehicle Loans, Micro
Enterprise Loans, Trade Advance, Startup Banking
Deposits
&
Accounts
CASA and Fixed Deposits
Current
Accounts, Savings Accounts,
Deposits, Nostro/ Vostro Accounts, Overdrafts,
Corporate Salary Accounts, Accounts for ONDC,
Escrow Accounts,
Fixed
NRI
Banking
NRI Banking
NRE Accounts, NRO Accounts,
Seafarer Accounts, FCNR Deposits,
NRE/NRO Deposits
B
BANKING
SOCIAL-GOOD
ANK.
Wealth
Management &
Distribution
Fastag
Credit Cards
Credit Cards
Wealth Management & Distribution
Wealth Management, Distribution of Life
Insurance, General Insurance, Credit Shield,
Health Insurance, Mutual Funds, AIFS
Wealth Credit Card, Private Credit Card, Millenia Credit Card, WoW
Credit Card against Deposits, Corporate Card, Vistara Travel card, HP
Fuel Card
24
IDFC FIRST
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