Investor Presentaiton
Glossary
ACL-
- Allowance for Credit Losses
ALLL - Allowance for Loan Losses
AUA Assets Under Administration
1
BPS Basis Points
C&I Commercial and Industrial
C&D Construction and Development
CECL - Current Expected Credit Losses
CET1
-
Common Equity Tier 1 Capital
CRE Commercial Real Estate
-
- Customer Service Profiles
CSP
DDA
Demand Deposit Account
EOP
-
End of Period
EPS Earnings Per Share
FTE - Fully-taxable equivalent
GAAP - Accounting Principles Generally Accepted in the USA
KRX-KBW Nasdaq Regional Banking Index
LPO Loan Production Office
MLO Mortgage Loan Officer
MTM - Marked-to-market
MSA Metropolitan Statistical Area
MSR - Mortgage Servicing Rights Asset
NCO Net Charge-Offs
NIM Net Interest Margin
NPA - Non-Performing Asset
NSF Non-sufficient Funds
-
OO RE - Owner Occupied Commercial Real Estate
PCD Loans Purchased with Credit Deterioration
PPP-Paycheck Protection Program
PTPP - Pre-Tax, Pre-Provision Earnings
RBC Risk Based Capital
-
ROA -
Return on Assets
SBA United States Small Business Administration
TCE Tangible Common Equity
USDA
-
United States Department of Agriculture
YOYYear over Year
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