2021 Results and Financial Review

Driving targeted profitable growth Focus areas Growth priorities Wealth Formerly Savings & Retirement Aviva Investors Momentum 2021 Growth Ambition Launch full range of advice models to capture assets at retirement Proposition enhancements to develop market leading Master Trust offering Execute new retail solutions and direct channel strategy to capture 'mass affluent' £10bn net flows Enhance Al partnership with UK Life to support the BPA and Wealth growth agendas £3.3bn external NFF Grow externally, capitalising on strength in Real Assets and ESG/Climate Transition 10%+ CAGR¹ (2021-24) Wealth net flows (formerly Savings & Retirement) Bulk Purchase Annuities Technology investment for growth and efficiency Enhance reinsurance and asset origination capabilities £6.2bn premiums Health & Protection Grow Consumer and SME segments in Health; enhance value-based proposition Grow share across the UK Protection market £188m VNB Expand in UK Mid-Market and across UK Corporate & Specialty 92.9% COR General Insurance Market leadership in PL through growth in profitable segments, and innovation Digital direct in Canadian Personal; accelerate growth across Canadian CL 6% GWP growth All footnotes on pages 64-66 5-7% p.a. UK&I Life VNB growth Investing £300m over 2022-24 for £100m operating profit benefit by 2025 <94% GI COR AVIVA 33

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