Investor Presentation - CNP Assurances Corporate Bond Portfolio and SCR Coverage Ratio

Profit up 25% 2022 (2021) (Єm) 3,570 (3,095) (193) Own-funds 624 portfolios (-227) (631) 2,746 (2,432) (-436) (647) Personal Risk/ Protection 1,388 154 (314) 1,939 (1,552) (-622) (-33) (-225) Savings/ Pensions 1,558 CNP assurances " EBIT Finance costs Non-controlling and net equity accounted interests Recurring attributable net profit Income tax expense Mark-to-market effects and intangible amortisation Non-recurring items Attributable net profit Attributable net profit of €1,939m vs €1,552m in 2021 (up 25% as reported and up 18.5% like-for-like), with growth in all geographies Non-recurring items include a €321 million transfer to the policyholders' surplus reserve net of tax Policyholders' surplus reserve of €14.1bn at 31 December 2022 (after €0.6bn utilised during the year), representing 6.5% of technical reserves for traditional savings accounts Investor Presentation March 23 23

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