Homeowners Insurance Market Opportunity

Our growth strategy provides a cash-efficient path to scale 1. $0 Upfront Marketing Dollars in our agent and partner channels₁ of customers pay 60% annually in advance2 1.5 Payback period of the acquisition costs³ YEARS Commission in these channels is paid on cash collected premium 2. as of January 2021 3. Expected for Q1'21 Cohorts Source: Company data Proprietary and Confidential | 32

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