IndusInd Bank Growth and Risk Management

Leveraging BFIL's distribution to diversify offerings to Bharat Building on BFIL's deep rural distribution in Bharat and acquiring new customers Scaling up loans to nano retailers Current Loan Book 6% JLG Loans 94% Loans to Merchants Graduating women entrepreneurs from JLG based loans to individual loans Our FY26 Ambition Individual Loans Two Wheeler Loans Affordable housing and rural LAP Two wheelers and other consumer durable loans in deep rural geographies Affordable LAP IndusInd Bank

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