Q3/11 Financial Performance and Outlook slide image

Q3/11 Financial Performance and Outlook

International Banking Retail: Loans and Provisions 12.4 0.8 Scotiabank (Balances at Q3/11, $ billions) 2.6 Total Portfolio = $26B 76% secured Credit Cards ($1.8B) Personal Loans ($7.2B) ■Mortgages ($16.5B) 5.1 9.0 1.1 -0.3 4.8 < 0.1 1.7 3.2 0.6 3.7 3.0 1.8 0.8 C&CA % of total 49% Mexico 20% Chile Peru 19% 12% PCL Q3/11 Q2/11 Q3/11 Q2/11 Q3/11 Q2/11 Q3/11 Q2/11 $ millions 33 37 41 43 12 13 28 23 % of avg. 106 119 326 355 101 115 355 325 loans (bps) 43 44 International Commercial: Lending Portfolio Q3/11 = $38 billion Peru 14% Other 8% Mexico 11% Chile 14% • Well secured • Asia/Pacific (10 countries) 28% Caribbean & Central America 25% Portfolios in Asia/Pacific, Mexico, Chile, Peru and Central America performing well • Closely monitoring Caribbean hotel exposures Scotiabank 22
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