New Business Organisation

BNP PARIBAS Combine IRFS' Product Factories and BNL's Distribution Channel Product factories BNL subsidiary + Distribution channels Existing channels (direct distribution/ partnerships/ etc.) BNP Paribas subsidiary BNL Gruppo BNP PARIBAS ⚫ IRFS subsidiaries' clients • BNL Corporate clients BNL Retail clients BNL Grupp BNP PARIBAS A unique opportunity outside France to combine specialised financial services subsidiaries and a banking network International Retail Banking and Financial Services 107

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