9M FY2023 Financial Performance

International & Malaysia Portfolio Mix 9M FY2023 Net Operating Income Profit Before Tax 9M FY2023 6.1% - (Jan 23 Sep 23) 10.0% 4.4% 6.4% Gross Loans * 5.6% 7.7% 20.2% Overseas: 33.5% 17.4% RM20.4 billion Overseas: 31.0% RM9.6 billion Overseas: 39.8% 26.5% RM617.0 billion 60.2% 66.5% 69.0% 9M FY2022^ - (Jan 22 Sep 22) Overseas: 31.8% 5.7% 10.0% 16.1% RM19.7 billion 68.2% ■Malaysia Singapore Indonesia Others 6.7% Overseas: 22.1% 15.4% RM8.4 billion 77.9% Note: * Net of unwinding interest and effective interest rate ^Restated 9M FY2022 comparative information as MFRS 17 has replaced MFRS 4 Insurance Contracts for annual periods on or after 1 January 2023 Overseas: 39.1% 7.7% 5.9% 25.4% RM587.1 billion 60.9% 23

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