Financial Performance Update

Asset Quality – Net NPA stable YoY despite Covid challenges - Gross NPA by business segment Business segment Mar 31, 2021 Dec 31, 2020 Sep 30, 2020 June 30, Mar 31,2020 (Proforma) (Proforma) 2020 Wholesale 1.85% 1.75% 2.62% 2.67% 2.64% Retail 2.49% 2.82% 0.87% 0.78% 0.98% Business Loans 0.47% 0.90% 0.38% 0.38% 0.37% Credit Cards 1.17% 1.21% 0.07% 0.04% 0.22% Micro-Banking 0.44% 0.32% 0.16% 0.11% 0.12% Retail Agri 0.21% 0.23% 0.19% 0.20% 0.20% Others 0.19% 0.15% 0.08% 0.06% 0.07% Total 4.34% 4.57% 3.49% 3.45% 3.62% Net NPA by business segment Business segment Mar 31, 2021 Dec 31, 2020 Sep 30, 2020 June 30, Mar 31,2020 (Proforma) (Proforma) 2020 Wholesale 0.93% 0.77% 1.03% 1.19% 1.52% Retail 1.19% 1.75% 0.46% 0.45% 0.53% Business Loans 0.28% 0.75% 0.21% 0.23% 0.26% Credit Cards 0.43% 0.50% 0.03% Micro-Banking 0.23% 0.22% 0.08% 0.05% 0.08% Retail Agri 0.15% 0.17% 0.12% 0.15% 0.16% Others 0.10% 0.11% 0.03% 0.02% 0.03% Total 2.12% 2.52% 1.49% 1.65% 2.05% apno ka bank | RBL Bank 22 22

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