Sumitomo Mitsui Financial Group 2021 Financial Overview

Capital / RWA Sep. 21 Requirement Capital ratio Total capital Total capital ratio 18.28% 11.5% Tier1 capital Mar. 21 Sep. 21 (JPY bn) 12,289.3 12,563.1 11,199.3 11,577.4 CET1 ratio (Basel III fully-loaded basis) 15.92% 8% o/w CET1 capital 10,562.8 10,938.9 excl. OCI 12.7% Tier2 capital 1,090.0 985.7 CET1 ratio (Post-Basel III reforms) 11.7% 8% External TLAC 19,373.3 20,052.9 excl. OCI 10.0% Risk-weighted assets 66,008.0 68,689.4 External TLAC ratio Leverage exposure 198,170.8 199,852.5 RWA basis 25.67% 16% Leverage exposure basis 10.03% 6% Leverage ratio 5.79% 3% LCR (Average 2Q FY3/22) 144.7% 100% *1 Excluding countercyclical buffer Copyright © 2021 Sumitomo Mitsui Financial Group. All Rights Reserved. 27

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