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Investor Presentaiton

HOUSING LENDING PORTFOLIO QUALITY DYNAMIC LVR BREAKDOWN OF DRAWN BALANCE LVR BREAKDOWN AT ORIGINATION 65 60% 50% 40% 30% 20% 10% Sep 20 Dynamic LVR 45.5% 60% 50% 40% 30% 20% 10% 0% 0% LVR ≤60% LVR LVR 60.01%-70% 70.01%-80% LVR 80.01% - 90% LVR >90% LVR ≤60% LVR LVR 60.01% 70% 70.01% - 80% LVR 80.01% - 90% LVR >90% ■ Feb 19 ■Sep 19 ■Mar 20 ■Sep 20 ■ Feb 19 ■Sep 19 ■ Mar 20 Sep 20 National Australia Bank

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