Investor Presentaiton

Loan demand recovering, driven by corporate sector PRIVATE AND PROPRIETARY Pbn Commercial demand drives loan recovery ■ Consumer ■Commercial Excess client funds still parked in CASA ■MBT Gross Loans growth ■MBT CASA growth GDP -8% -4% +12% +7% +8% 1,297 1,279 -1% YoY +5% QoQ 1,207 1,210 1,220 22% 16% 13% 13% 12% 995 +2% YOY 920 933 950 1,011 +6% QoQ 303 286 276 270 269 -11% YoY -0.5% QoQ -13% 4Q20 1Q21 2Q21 3Q21 4Q21 Note: Gross of Unearned Interest and Discount (UID) -1% -4% -11% -17% 4Q20 1Q21 2Q21 3Q21 4Q21 © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 13 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

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