Investor Presentaiton
Q-Deal Program
Overview
Underwriting Criteria
Q-Deal Securitization
and Structure
Q-Deal Issuance and
Performance
Recent Transaction
Highlights
Appendix/Investor
Resources
Q-DealSM Program Overview
The Q-Deal program, our primary third-party loan securitization platform, furthers our mission to support affordable multifamily housing by
providing liquidity to small financial institutions, sponsors, and originators of affordable taxable collateral. Q-Deal securitizations offer flexible
collateral and structural characteristics that make the program, and each transaction, unique
Key Features
All loan collateral is re-underwritten by Freddie Mac
Credit and underwriting standards for Q series securitized loans are in
Collateral Highlights
Taxable multifamily mortgage loans including but not limited to small
balance loans (SBL), loans secured by properties with 9% Low-Income
Housing Tax Credits (LIHTC) or Land Use Restrictive Agreements
(LURAS), and rehab loans for affordable properties
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line with Freddie Mac Multifamily Conventional line of business
Freddie Mac guarantees the timely payment of interest and ultimate
payment of principal on guaranteed certificates, the same guarantee as
our conventional products
Generally targeting loan pool size of $150 million or greater in
aggregate unpaid principal balance (UPB)
Flexible, REMIC structure offered
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May qualify for Social Impact Bonds
Q-Deal Program Freddie Mac Multifamily
Third-party originations by experienced lenders
Various loan terms
Call protection on collateral
Fixed and floating rate
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Non-recourse loans
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Potential source for Community Reinvestment Act (CRA) credit
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