Initiatives to Improve Corporate Value slide image

Initiatives to Improve Corporate Value

Factors for the Changes in Net Income Attributable to Owners of Parent (YoY Comparison) HD Consolidated (JPY bn) Actual net operating profit +9.6 109.9 Of which, KMFG 17.0 FY2021 Credit- related Other items, net +50.4, Net gains expenses, (8.9) YoY on stocks net Gross operating profit (1.8) (including +42.7 equity derivatives) +6.7 NII from domestic loans and deposits (3.8) Other GOP, Operating expenses +11.6 Other NII Fee income net (5.9) +0.3 +7.5 Volume factor +10.6 Rate factor (14.4) Net gains on bonds (including futures) Act. +6.1 Yen bonds +5.9 FY'21 (58.7) FY'22 (15.9) Foreign bonds +0.1 +4.7 ETFs and other +1.5 Policy-oriented stocks +5.2 +2.3 (Act.) FY'21 46.1 FY'22 51.3 Insurance +4.8 Personnel expenses Investment trust (sales Non-personnel expenses +4.5 commission and trust fees) (6.1) Income taxes Fund wrap +0.8 Real estate +1.9 Settlement related +3.3 160.4 Of which, KMFG 22.2 FY2022 Resona Holdings, Inc. 7
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