Investor Presentaiton

Consolidated Income Statement AED million Net Income Income from Islamic financing and investing transactions Commission Income (loss) from other investments measured at fair value Income from properties held for development and sale Income from investment properties Share of profit from associates and joint ventures Other Income Total Income Depositors' and Sukuk holders' share of profit Net Income Operating Expenses Personnel expenses 31 Dec 2023 بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew 31 Dec 2022 17,227 11,739 1,795 1,601 31 56 237 138 344 230 215 128 294 209 20,142 14,101 (8,477) (3,634) 11,665 10,467 (1,724) (1,583) General and administrative expenses (1,232) (967) Depreciation of investment properties (63) (64) Depreciation of property, plant and equipment (142) (120) Total Operating Expenses (3,161) (2,733) Profit before net impairment charges and income tax expense 8,504 7,734 Impairment charge for the period, net (1,396) (2,103) Profit for the period before income tax expense 7,108 5,631 Income tax expense (98) (79) Net Profit for the period 7,010 5,552 Attributable to Owners of the Bank Non-Controlling Interests 6,798 5,474 212 77 27

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