Investor Presentation August/September 2009

Strong Credit Ratings Current Ratings بنك دبي الوطني NBD بنك الإمارات Emirates Bank Moody's (1) A1 / P-1 A1/P-1 S&P (2) A-/A-2 A- / A-2 Fitch (3) AA- n/a Capital Intelligence AA- AA- 1) Moody's Long-term rating on review for possible downgrade 2) S&P Credit ratings on negative outlook 3) EBI's Long term Issuer Default rating is AA-; NBD has not been rated by Fitch. Support rating for both EBI and NBD is '1' Emirates NBD 33 83

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