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Investor Presentaiton

Summary of the Certificates Offering Aggregate Face Amount Ratings (Moody's / S&P) Initial LTV/Max LTV( Initial Average Life (in years from Issuance Date) Expected Principal Distribution Window (in years from Issuance Date) Regular Distribution Dates Final Expected Distribution Date Final Legal Distribution Date() Liquidity Facility Coverage Class AA $795,894,000 Aa3 / AA- 54.0% / 54.5% 6.2 years 0.7-8.2 years June 10 & December 10 June 10, 2028 December 10, 2029 KEEP CLIMBING ▲ DELTA Class A $204,106,000 A3/A- 67.8% / 68.5% 5.4 years 0.7-8.2 years June 10 & December 10 June 10, 2028 December 10, 2029 Interest Rate Minimum Denomination 3 semi-annual interest payments Fixed rates, semi-annual payments, 30/360 day count $2,000 and integral multiples of $1,000 in excess thereof 3 semi-annual interest payments Fixed rates, semi-annual payments, 30/360 day count $2,000 and integral multiples of $1,000 in excess thereof (1) The Initial LTV for each of Class AA and Class A is as of the Closing Date, and the Maximum LTV for each of Class AA and Class A is as of June 10, 2020. The LTV for the Class A Certificates includes the face amount of the Class AA Certificates. (2) The Final Legal Distribution Date for each class of Certificates is 18 months after the Final Expected Distribution Date for the relevant class of Certificates, which corresponds to the applicable Liquidity Facility coverage of three successive semiannual interest payments. 3
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