Investor Presentaiton
Credit Risk - 90+ DPD by Geography and by customer type
Group 90+ DPD loans by geography (€ bn)
48,6%
48,6%
49,8%
52,5%
53,2%
53,1%
52,9%
13,0
0,9
12,8
90+DPD ratio
(% of total loans)
0,9
0,30,5
12,6
0,5
13,0
12,7
12,8
0,6
0,30,4
0,30,5
0,6
12,6
0,6
0,5
0,3
0,1
0,5
0,1 0,6
0.5
0,1 0,6
11,3
11,2
11,3
11,6
11,5
11,5
11,4
31.12.13
31.03.14
■Cyprus
30.06.14
■ UK
30.09.14
■Russia
31.12.14
31.03.15
Other countries*
30.06.15
Group 90+ DPD loans by customer type (€ bn)
13,0
12,8
13,0
12,6
12,7
12,8
12,6
1,3
1,3
1,2
1,3
1,2
1,2
1,2
1,2
1,2
1,1
1,1
1,2
1,3
1,2
3,3
3,4
3,5
3,1
3,1
3,1
3,3
7,2
6,9
7,0
7,1
7,2
7,2
7,1
31.12.13
31.03.14
30.06.14
■Corporate
SMES
30.09.14
■Retail other
31.12.14
31.03.15
■Retail housing
30.06.15
Other countries include certain loans and advances in Romania that were previously reported under Cyprus
Group 90+ DPD have
stabilised below 13 bn
90+ DPD in Cyprus have
stabilised at around 11,4
bn
Adoption of foreclosure
legislation and insolvency
framework are significant
steps in enabling the Bank
to tackle its delinquent
loans in Cyprus and to
improve asset quality.
Bank of Cyprus
KOINO
WKYMPιW
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