Investor Presentaiton
HFCs
Player performance (I/III)
Player Performance
Standalone financials
Select NBFCs
Period
Advances1 Rs Cr
NIM² (%)
CIR³ (%)
GNPA (%)
ROA² (%)
ROE4 (%)
HDFC
FY23
6.OL
▲ 10%
2.8
▲ 4 bps
10
▲ 23 bps
1.4
▼90 bps
2.4
▲ 10 bps
12.8
▲ 77 bps
WITH YOU, RIGHT THROUGH
FY22
5.5L
2.7
10
2.3
2.3
12.0
FY23
2.7L
▲ 9%
2.4
▲ 13 bps
15
▼ 166 bps
4.4
▼ 23 bps
1.1
▲ 15 bps
11.2
▲ 105 bps
LIC HFL
LIC HOUSING FINANCE LTD
FY22
2.5L
2.2
17
4.6
1.0
10.1
Indiabulls
FY23
0.5L
▼ 6%
2.0
▼ 17 bps
34
▼ 164 bps
3.7
▼ 39 bps
1.1
▲ 26 bps
5.2
▲ 71 bps
HOUSING FINANCE
FY22
0.5L
2.2
35
4.1
0.9
4.4
pnb Housing
FY23
0.6L
▲ 5%
3.4
▲ 91 bps
19
▼ 204 bps
3.8
▼ 430 bps
1.6
▲ 39 bps
10.2
▲ 137 bps
Finance Limited
Ghar Ki Baat
FY22
0.6L
2.5
21
8.1
1.2
8.8
FY23
0.6L
▲ 34%
3.7
▲ 57 bps
26
352 bps
0.2
▼ 9 bps
2.2
▲ 58 bps
14.6
▲ 348 bps
BAJAJ HOUSING FINANCE LIMITED
FY22
0.5L
3.1
29
0.3
1.6
11.1
FY23
0.4L
▲ 30%
4.3
▲ 25 bps
36
526 bps
1.6
▼ 5 bps
2.3
▲ 33 bps
19.4
▲ 236 bps
TATA CAPITAL HOUSING FINANCE LIMITED
FY22
0.3L
4.1
31
1.6
1.2
17.1
FY23
0.3L
▲ 18%
3.3
▲ 6 bps
17
▼ 139 bps
0.6
▼ 9 bps
2.0
▲ 15 bps
18.5
▲ 191 bps
Can Fin Homes Ltd
[Sponsor CANARA BANK)
FY22
0.3L
3.3
18
0.6
1.9
16.6
FY23
0.2L
▲ 16%
5.4
▲ 70 bps
23
137 bps
2.1
5 bps
4.0
57 bps
19.2
475 bps
IIFL
HOME LOAN
FY22
0.2L
4.8
22
2.1
3.4
23.9
YAY
FY23
0.1L
▼ 8%
3.4
▼ 7 bps
28
▲ 460 bps
4.4
▼ 292 bps
1.9
▲ 45 bps
13.3
▲ 118 bps
GIC HOUSING FINANCE LTD.
YOUR ROAD TO A DREAM HOME
FY22
0.1L
3.5
23
7.3
1.4
12.1
FY23
0.1L
▲ 6%
4.5
13 bps
24
▲ 425 bps
5.8
▼ 120 bps
2.4
▲ 84 bps
12.5
▲ 354 bps
Repco
Home Finance
We value your Dream
FY22
0.1L
4.7
20
7.0
1.6
8.9
Note: Calculated ratios may not match with reported figures due to differences in formula
1. Advances are half yearly net Advances 2.RoA and NIM are calculated as % of average assets and are annualized 3. CIR is calculated as Opex by Total
Income (NII+ Other Income) and is annualized 4. RoE are calculated as % of average shareholder's funds and is annualized 5. NA: Not Available
Source: RBI; Capitaline; Press releases; BCG analysis
XXX
Change vs. last year
45
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