Third Quarter 2022 Results

Conclusion A solid performance Revenue growth, positive jaws effect, and prudent risk management Strength of BNP Paribas' model Revenues: €12,311m (+8.0 % vs. 3Q21) Positive jaws effect +2.0 points Low cost of risk 31 bps1 Very good level of results Net income²: €2,761m (+10.3% vs. 3Q21) A solid, diversified and integrated model generating growth higher than its underlying economy 1. Cost of risk/ customer loans outstanding at the beginning of the period, excl. the exceptional impact of the "Act on assistance to borrowers" in Poland accounted in cost of risk, 39 bps including this impact; BNP PARIBAS The bank for a changing world 2. Group share Third quarter 2022 results | 39

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