Investor Presentaiton
Nigerian Banking Sector
Banking sector remains adequately capitalized with adequate buffers to absorb shocks. CBN has reacted appropriately by
putting in place measures to boost banking sector liquidity
✓
Overview
Total Credit increased by N3.16 trillion (c. US$8bn) or 20.45% between end-April 2019 and end April 2020
。 This was due largely to the CBN's directive to banks on Loan Deposit Ratios, which encouraged increased lending
Robust buffers prior to the COVID-19 crisis and additional measures introduced by the CBN will help maintain the resilience of Nigerian banks
NPL ratios have declined significantly since September 2018
In order to deal with the impact of COVID-19, regulatory forbearance has been granted to banks in assessing loans to firms significantly impacted
by the virus
。 Such firms may be granted a moratorium on loan repayments as well as restructuring of existing loans
Gross Credit
(N Trillion)
Non-Performing Loan Ratio
(% Total Loans)
18.6
16.1
15.5
15.5
13.4
13.4
11.0
14.0
11.7
11.3 11.0
9.4
9.4
6.6
6.5
6.6
6.1
Apr-14
Apr-15
Apr-16
Apr-17
Apr-18
Apr-19
Apr-20
Jul-18
Oct-18
Feb-19
May-19
Aug-19
Dec-19
Mar-20
Jun-20
Federal Ministry of
Finance, Budget and
National Planning
Source: Central Bank of Nigeria
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