Strategy & Governance
Net Foreign
Currency
Revenue cont'd
Net fee & commission income
GEL mln
Net foreign currency related income
related income
13
decreased by
42.6% in
12
2009, due to
12
the decline in
trade activities
11
11.1
10.9
10.9
GEL mln
16
12.2
12.0
14
13.2
11.6
12
10
8
in Georgia by
11
c.30% &
10.2
10.2
exceptionally
10
high FX
10-
Income in
Ukraine in Q4
9
08.
Q1 2008 Q2 2008
Q3 2008
Q4 2008 Q1 2009
Q2 2009
Q3 2009
Q4 2009
Income from
documentary
Income from documentary operations
14.9
10.4
9.4
8.8
7.1
6.5
5.2
6
4
2
0
Q1 2008
Q2 2008
Q3 2008 Q4 2008
Q1 2009
Q2 2009
Q3 2009
Q4 2009
Other non-interest income
3.8
3.7
3.0
0.2
8:3
8:3
1.9
1.3
1.9
2.3
GEL mln
14
12
10
8
2.3
1.8
2.3
1.4
1.9
1.7
GEL mln
operations
increased by
3
34.3 % in 2009
2
Net Other
Non-Interest
1.4
2
Income
increased by
126% in 2009,
1
mostly due to
الار الناس
5.1
4.9
5.0
-0.5
6
4.7
1.0
3.3
3.6
3.4
1.8
4
0.4
8:3
1.3
1.6
0.1
2
3.2
3.0
2.5
1.7
1.6
0
-0.4
-0.4
0.0
-1.1
1
-2
-3.4
0
Q1 2008
Q2 2008
Q3 2008
Q4 2008
Q1 2009
Q2 2009
Q3 2009
Q4 2009
-4
Q1 2008
Q2 2008 Q3 2008
Q4 2008
Q1 2009
Q2 2009
Q3 2009
Q4 2009
-6
■Net Insurance Income
Asset Management Income
Other
Brokerage Income
Realized Net Investment Gains
the increases in
brokerage and
insurance
income
Lobko
BANK OF GEORGIA
www.bog.ge/ir
March 2010
Page 27View entire presentation