Investor Presentaiton

Strong Financial Performance Operating Net Income and Operating Diluted Earnings Per Share Dollars in millions $65 $55 $45 $35 5-Year EPS CAGR (through 2021) +13.5% $29.2 $24.0 $25 $43.9 In dollars $19.00 $54.8 I $16.00 $7.81 T $6.90 $5.80 $6.20 $15 $5 2018 2019 2020 Operating Net Income (left axis)* 2021 $13.00 $10.00 $26.7 $7.00 $4.00 $3.79 $1.00 YTD 2022 Operating Diluted Earnings Per Share (right axis)* 7 CAMBRIDGE BANCORP *Operating Net Income and Operating Diluted EPS are adjusted to exclude merger related and other non operating expenses.

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