Bank of Ireland Financial Overview

Non-core items of €85m Non-core items FY 2022 (€m) FY 2023 (€m) Transformation programme costs (50) (2) Acquisition costs (54) (61) Liability management exercises 0 (22) Portfolio divestments 1 (18) Customer redress charges (29) 0 Other (10) 18 Total non-core items (142) (85) For footnotes please refer to slide 39 Bank of Ireland . Non-core items Acquisition costs related to KBCI and Davy transactions Liability management exercises related to repurchase of legacy securities Portfolio divestments; exit from UK personal loans, transferred to non-core from 1 Sept 2023¹ 2024 outlook Expected to be similar to 2023 18

View entire presentation