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Investor Presentaiton

#3 BUSINESS UPDATE Funding platforms Deepening funding capacity and lowering cost of funds Warehouse funding Plenti Lending Platform 鱼图 Plenti Wholesale Lending Platform • • Automotive warehouse – $189m head room as at Sept-201 - Upsized to $275m in Nov-20, subject to legal documentation New personal loan and renewable energy finance warehouse Funder due diligence well advanced Expect to reduce cost of funds by ~200-300bps on new originations A BEB Deep, competitively priced funding ~2,200 new investor registrations over H1 FY21, representing ~10% growth Funding cost on new originations of 5.9% for H1 FY21, down 0.4% from H1 FY20 App launch driving greater investor engagement and activity 108 Diverse, scalable, capital-light funding $58m of loans outstanding as at Sept-20 Platform currently exclusively used for funding NSW Empowering Homes Program pilot BA Flexible, specialist funding Plenti Note: 1) Head room based on increased facility size of $275m, which was upsized post period, subject to legal documentation 16
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