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Investor Presentaiton

Appendix Strategy Financial & Operating Performance Emirates NBD Profile Operating Environment Emirates NBD is a leading banking group in the region and the largest bank in the UAE Size Flagship • One of the largest financial institutions (by asset size) in the GCC Flagship bank for Dubai Government Ownership • 56% owned by Dubai Government Profitable • Emirates NBD Consistently profitable; despite significant headwinds during the global financial crisis Diversified offering Geographic presence Fully fledged, diversified financial services offering Growth • Ever increasing presence in the UAE, the GCC and globally • Well positioned to grow and deliver outstanding value to its shareholders, customers, and employees 8
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