Digital Migration Investor Presentation

Key Indicators Investor Earnings Core Deposits Dhanlaxmi Bank established 1927 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Book Value 34.57 34.66 35.57 34.53 35.16 EPS 0.14 0.08 1.42 (1.04) (0.42) % of CASA + 84% 84% 85% 83% 84% Retail Deposit RoA 0.16 0.13 0.27 (0.76) (0.15) Profitability (Annualized) RORWA 47.34 47.29 49.07 47.68 46.93 Efficiency Investor Presentation - September 2022 RoE 2.38 1.95 3.99 (12.14) (2.36) Cost/Income 82.05 80.71 74.73 105.24 87.09 Net NPA 4.92 3.83 2.85 2.69 2.32 60

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