Earnings Performance - Half year ended 30 June 2019
Group Financial Performance - Half year ended 30 June 2019
Group Profitability
Consolidated Balance Sheet
QAR Million
H1 2019
H1 2018
%
QAR Million
H1 2019
H1 2018
%
Net interest income
1,218
1,328
-8.3%
Total assets
141,292
139,887
1.0%
Non-interest income
629
504
24.8%
Loan & advances
84,845
87,195
-2.7%
Total costs
552
621
-11.1%
Investment Securities
23,347
21,704
7.6%
Net provisions
428
436
-1.8%
Customers' deposits
76,904
75,116
2.4%
Associates income
85
87
-2.3%
Total equity
20,589
19,365
6.3%
Net profit after tax
934
855
9.2%
Performance Ratios
Capital
H1 2019
H1 2018
QAR Million
H1 2019
H1 2018
ROAE
9.0%
8.5%
RWA (QAR million)
112,173
119,660
ROAA
1.3%
1.2%
CET 1 ratio (Basel III)
11.0%
9.7%
NIM
2.1%
2.3%
Total Capital ratio (Basel III)
16.3%
14.5%
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