Fiscal 2023 Financial Performance

Other (603) REPORTED NET INCOME 1, 2 ($MM) (323) (299) Q4/22 (913) Q1/23 Q2/23 (100) ADJUSTED NET INCOME 1, 2, (759) • • HIGHLIGHTS Reported net loss this quarter includes adjusting items loss of $272 million compared to $503 million in Q4/22 Adjusted net loss increased $387 million from the prior year, and $188 million from the prior quarter Q/Q and Y/Y: Lower revenues o Higher funding costs o Lower investment gains and income from associated corporations o Partly offset by higher income from liquid assets Q3/23 Q4/23 3 ($ MM) (299) (334) (323) (487) Q4/22 Q1/23 Q2/23 Q3/23 Q4/23 1 Includes all other smaller operating segments and corporate adjustments, such as the elimination of the tax-exempt income gross-up reported in net interest income, non-interest income and provision for income taxes and differences in the actual amount of costs incurred and charged to the operating segments 2 Attributable to equity holders of the Bank 3 Refer to non-GAAP measures on page 20 of the Management's Discussion & Analysis in the Bank's 2023 Annual Report, available on http://www.sedarplus.ca 12 12

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