Q2/01 Performance Highlights

Stronger capital ratios % of risk-adjusted assets 12.0 12.5 Total 9.0 Tier 1 8.4 7.0 Common 7.8 Q2/00 Q2/01 13 Higher reserves $ billions Govt/Corp bonds 0.3 Equities 0.3 Emerging Mkt. Bonds 0.3 2.3 0.9 2.0 Marketable 0.9 Securities Q2/00 14 1.4 General Provision Q2/01

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