Investor Presentaiton

Credit Cost (Rs Crs) FY18 FY19 FY20 Q1FY21 Q2FY21 HYFY21 Corporate Bank Consumer Finance Gross Credit Costs 468 2,134 1,893 907 419 1,326 433 585 1,136 259 201 460 901 2,719 3,029 1,166 620 1,786 62 146 856 2,689 Gross Credit Costs (Basis Points on Advances) Net Credit Cost Net Credit Costs 59 144 144 58 30 87 (Basis Points on Advances) 146 59 31 89 2,973 1,157 602 1759 PCR 56% 43% 63% 67% 77% 77% 22% 38% 32% 26% 48% 55% 78% 62% 68% 74% 52% 45% FY18 FY19 FY20 Q1FY21 Q2FY21 HYFY21 Corporate Loan Book Consumer Finance Loan Book 23 IndusInd Bank

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