Focus on Digitalization and Revenue Diversification
Rwanda - Banking sector overview
Sector review
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Banking sector assets recorded growth of 20% YoY in
June 2021 to RWF 4,624Bn from RWF 3,853Bn as of June
2020.
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The industry remains well capitalized and liquid, with
aggregate total CAR of 22.5% and LCR of 226.2% (June
2021).
Credit risk elevated by the Covid-19 pandemic with NPL
ratio at 5.7% compared to 5.4% recorded in June 2020.
Profitability indicators as of end March 2021 stood at
2.4% and 14.5% for the Return on Average Assets and
Return on Average Equity respectively.
459
1,579
1,723
2,685
Dec-17
514
1,778
1,965
3,091
Dec-18
■Shareholder Equity
■Total Deposits
Source:
BNR, MPC Press release 17 Aug 2021
620
1,995
2,190
3,476
Dec-19
714
2,383
2,647
4,310
761
2,481
2,801
4,502
Dec-20
Mar-21
■Loans & Advances
■Total Assets
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