Scotiabank Pacific Alliance Expansion

Well-Diversified Business with Strong Returns Earnings by Business Line 1,2 Wealth Management 18% Global Wealth Management 18% Earnings by Market1,2,4 Colombia Europe 1% Asia Caribbean and 2% Central America C&CA Peru 3% 4% Chile 6% 1% Wholesale Banking 23% Canadian Banking Personal & Commercial Mexico P&C Q2/21 YTD Banking 6% EARNINGS MIX 41% 59% Global Banking and $4.5B³ U.S. 7% Q2/21 YTD EARNINGS MIX Canada $4.5B3 70% Markets 23% International Banking P&C 18% Adjusted Return on Equity 1,2 by Business Line 21.6% 15.0% 14.9% 13.1% 11.6% 22.8% 17.3% 17.3% 14.6% 9.4% 3-year average ROE Canadian Banking International Banking Global Wealth Management Global Banking and Markets All Bank 1Net income attributable to equity holders for the 6 months ended April 30, 2021; 2 Adjusted for acquisition and divestiture-related amounts, impact of additional pessimistic scenario in ACLs, Derivative Valuation Adjustment, and impairment charge on software asset; 3 Excludes Other segment; 4 Earnings from Brazil and Other totaled 0.3% of all-bank earnings 6

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