Canadian Personal & Commercial Banking - Financial Results slide image

Canadian Personal & Commercial Banking - Financial Results

Highly diversified businesses delivering resilient performance Canadian Personal & Commercial . Reported Revenue ($MM) 2,785 2,529 2,547 2,629 2,546 779 763 750 777 738 Commercial U.S. Personal & Commercial Reported Revenue (teb², US$MM) 1,914 1,864 1,234 1,297 1,334 1,159 Commercial 1,136 ■Personal & 871 895 914 1,766 1,797 1,852 1,808 2,006 Business Banking Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 755 728 363 402 420 ■Personal & Business Banking Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Record revenue with good growth in loans and deposits Ranked first in customer satisfaction with online banking in the J.D. Power 2023 Canada Online Banking Satisfaction Study¹ BMO Wealth Management Strong revenue growth YTD reflecting the addition of Bank of the West Recognized by World Finance Magazine as Best Commercial Bank and Best Private Bank in the U.S. BMO Capital Markets AUA, AUM ($B) 767 730 730 738 773 Reported Revenue (teb², $MM) 1,718 1,586 1,478 1,405 310 306 338 340 1,264 618 321 651 ■AUM 554 608 Investment 451 and Corporate Banking 420 424 417 429 433 ■AUA 1,100 813 851 935 870 ■Global Markets Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 . • Continued good net new client asset growth #1 in ETF net flows fiscal year-to-date, building out our innovative suite of ETFs and strengthening our offering in Mutual Funds 1 For more information, refer to www.jdpower.com/business Top 10 in Global and North American M&A³ • Adding products and capabilities to our U.S. rates business 2 Operating group revenue stated on taxable equivalent basis (teb). These teb adjustments in U.S. P&C (Q3'23 US$6MM, Q2'23 US$6MM, Q1'23 US$6MM, Q4'22 US$6MM, Q3'22 US$5MM) and BMO Capital Markets (Q3'23 $81MM, Q2'23 $84MM, Q1'23 $70MM, Q4'22 $61MM, Q3'22 $61MM) are offset in Corporate Services 3 Source: Bloomberg BMOM Strategic Highlights August 29, 2023 • 6
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