Investor Presentaiton

Relationship Banking generates strong returns 6.3 Pre-provision profit (Rbn) Loans and deposits (Rbn) 7% 4% 6.5 201 188 26 | FY21 3.7 7% 135 126 FY22 Deposits Loans RoRC (%) 27.2 Headline earnings (Rbn) 8% 23.9 4.0 FY21 FY22 FY21 FY22

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