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Investor Presentaiton

DATA-DRIVEN ORGANISATION 112 62% Data models running online, covering different business processes Automation rate for retail lending process in 1H21 35% Contribution in sales process, powered by data-driven models in 1H21 22 22 KEY DATA-RELATED INITIATIVES IMPLEMENTED DURING 1H21 Implementation of non-financial recommender engine Data and Al trainings for middle management Predicting and improving NPS with data-driven models Improvement of natural language understanding capabilities DATA IN BANKING Use of data analytics to cover core banking processes with impact on decision making, automation, sales, customer satisfaction, efficiency DATA BEYOND BANKING Use of data analytics for data monetisation and to create additional value for customers, the Bank, and the ecosystem
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