Investor Presentaiton

Bank Indonesia's Continue to Expand Payment System Digitalization in 2022 ..to accelerate integration of the digital economic and financial ecosystem, including financial and economic inclusion DIGITALIZATION TREND 1 FASTER DIGITAL BANKING TRANSFORMATION 2 GREATER COMPETITION AND COLLABORATION [BANK-FINTECH) 3 RAPID E-COMMERCE INNOVATION 2021 & 2022 : RECOVERY AND REFORM PAYMENT SYSTEM AND RUPIAH CURRENCY MANAGEMENT (SPPUR) POLICY IN 2021 SUPPORTING NATIONAL ECONOMIC RECOVERY THROUGH A NON-CASH PAYMENT SYSTEM POLICY SPPUR POLICY DIRECTIONS FOR 2022 PAYMENT SYSTEM POLICY FOR A HEALTHY, COMPETITIVE AND INNOVATIVE PAYMENT SYSTEM INDUSTRY REGULATORY REFORM LICENSING AND APPROVAL SLA PAYMENT SYSTEM SURVEILLANCE ELECTRONIFICATION: • TP200 • GAP 4.0 MUFF • MULTIMODE INTEGRATION 1 ELECTRONIFICATION SOCIAL ASSISTANCE (BANSOS) ELECTRONIFICATION IMPROVEMENT WITH G2P 4.0 2 STRENGTHENING ETP WITH TP2DD ENCOURAGING THE INCLUSIVE AND EFFICIENT DIGITAL ECONOMY AND FINANCE 3 EXPANDING ELECTRONIFICATION IN THE TRANSPORTATION SECTOR PUR 1 RUPIAH CURRENCY MANAGEMENT DIGITALIZATION IN BANKING INDUSTRY Source: Bank Indonesia ENSURING THE AVAILIBILTY OF CASH-IN-CIRCULATION FOR ECONOMIC REACTIVATION 3 RUPIAH DIGITAL DEVELOPMENT 5 RUPIAH CURRENCY AVAILIBILITY SAFE, EFFICIENT AND REASONABLE MARKET PRACTICES IN PAYMENT SYSTEM IMPLEMENTATION PAYMENT SYSTEM PRICE SCHEME POLYCY CYBER SECURITY AND RESILIENCE AML CTF COMPLIANCE THE GI INTEGRATED, INTERCONNECTED, INTEROPERABLEL SAFE, AND RELIABLE INFRASTRUCTURE THROUGH: QRIS DATA. OPTIMIZATION BI-PAST THE AVAILIBILITY & RELIABILITY SNAP OF BANK INDONESIA PAYMENT SYSTEM COORDINATION AND SYNERGY 115

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