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Investor Presentaiton

Refunding Needs¹ Support MIS Long-term Fundamentals Debt Maturities: North America Moody's-Rated Corporate Bonds and Loans² $624 $532 >>> 311 $387 205 $252 23 86 71 105 127 38 ■Speculative Grade Bank Loans ■Speculative Grade Bonds ■Investment Grade 191 230 222 186 >>> 2021 2022 2023 2024 Debt Maturities: EMEA Moody's-Rated Corporate Bonds and Loans ³ $554 $521 $495 $442 84 79 62 53 74 34 119 77 ■Speculative Grade Bank Loans ■Speculative Grade Bonds ■Investment Grade » 346 363 363 358 2021 2022 2023 2024 Approximately $1.8 trillion of non-financial corporate debt maturing in North America through 2024, up ~8%4 North America speculative grade bank loans refinancing needs up $180 billion, or -40%4 Four-year debt maturities for EMEA non-financial corporates exceed $2 trillion, up ~$200 billion, or 11%4 1. 2. 3. 4. Non-financial corporates. Source: Moody's Investors Service, October 2020. Data represents U.S. & Canadian MIS rated corporate bonds & loans. Source: Moody's Investors Service, October 2020. Data represents EMEA Investment-Grade & EMEA Speculative-Grade. Comparison to previously provided refinancing needs data for the upcoming four years from 1Q 2020 Investor Presentation. Prior data: Moody's Investors Service. U.S. & Canadian MIS rated corporate bonds & loans for North America as of January 2020 & EMEA as of July 2019. Moody's | Better decisions 2Q 2021 Investor Presentation 21
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