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Investor Presentaiton

Understanding our financed emissions. Our approach to reporting our estimated financed emissions. - Refer to our 'Net-Zero 2030 Targets and Financed Emissions – our methodology and approach' disclosure on our website for more information on our financed emissions analysis, including data sources, assumptions and limitations. Westpac's estimated financed emissions¹ intensity (FY22; kg CO2-e per $ for in-scope exposures) Mining Sustainability Westpac's estimated financed absolute emissions¹ (% of FY22 total absolute emissions for in-scope exposures) Includes 2.103 Upstream oil and gas and Thermal coal mining Transport and storage 3% Property (excluding secured CRE and Residential mortgages) 1% Secured commercial real Includes Manufacturing 0.444 Cement production Includes Utilities 0.313 Power generation Agriculture 0.176 estate (CRE) 3% Residential mortgages 8% Utilities 9% Transport and storage 0.075 Other (non-emissions intensive sectors)² 0.036 Secured commercial 0.023 real estate (CRE) Includes Australian commercial real estate (large customers with office properties) Agriculture 10% Property (excluding secured CRE 0.018 and Residential mortgages) Residential mortgages 0.007 Total Portfolio 0.052 Other (non-emissions intensive sectors) 2 12% 100% Mining 32% Manufacturing 22% Note: See footnotes on page 133. The information on this page contains 'forward-looking statements' and statements of expectation reflecting Westpac's current views on future events. They are subject to change without notice and certain risks, uncertainties and assumptions which are, in many instances, beyond its control. Please refer to the disclaimer at the back of this presentation. 55 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP
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