Focus on Digitalization and Revenue Diversification

Strong capital levels (exceeding minimum regulatory requirement) & already strong LCR Ratios following covid-19 crisis. Capital Adequacy Ratio Liquidity Coverage Ratio 350 22.00% 600% 542% 297 304 300 21.00% 500% 241 19.65% 19.48% 20.00% 250 400% 19.00% 18.27% 200 339% 18.00% 300% 150 16.78% 229% 16.45% 17.00% 100 200% 16.00% 50 14.35% 15.00% 100% 0 14.00% 0% Dec-19 Dec-20 Jun-21 Risk Weighted Assets -Tier 1 CAR -Tier 2 CAR Dec-19 Dec-20 Jun-21 ■LCR 10

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