Investor Presentaiton

Resilient business model - Consolidated BAJAJ FINANCE LIMITED 46.5% 45.0% 43.1% 42.5% 41.4% 41.8% 38.4% 37.8% 36.9% 36.0% 35.3% 35.4% 34.6% 34.0% 33.3% 30.7% 35.1% 29.9% 33.5% 27.2% 9.87% 9.47% 9.00% 8.24% 8.27% 8.39% 7.84% 6.81% 7.04% 7.61% 5.31% 5.42% 3.3% Mar'15 3.5% 3.7% 3.9% 4.1% 4.1% 4.2% 3.1% Mar'16 Mar'17 Mar'18 Mar '19 Mar'20 Mar'21 Mar'22 Mar'23 Jun'23 COF -ROA -Fee Income to PBT -Opex to NII Mar '19 onwards numbers are as per Ind AS. Jun'23 COF number is for the quarter. 35

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