Strategic Expansion and Growth

Asia Amplifying capabilities to meet customer demand pulse Ni Kil -90% Products can be sold virtually1 31% of agency cases sold virtually from Apr to Sep 110k Agent recruits² in 9M20, up +7% YOY 50 New products launched in HY20, primarily in H&P >19k Bank branch access New partnerships with TMB, SeABank, BFL, Yoma 17 Branches out of 20 gained market shares in 3Q20 YTD3 New virtual onboarding PRUDENTIAL 1. Based on APE sales mix 2. Excluding India 3. Based on gross written premiums Ni Increasing agent capacity Broadening product offerings Strengthening bancassurance Expanding presence China footprint 11

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