Investor Presentaiton
CNB FINANCIAL CORPORATION
Holding Company for CNB Bank (Clearfield,
■
PA), serving the community since 1865
■
■
■
■
51 full-service offices, 1 drive-through location,
1 mobile office and 2 loan production offices
across Pennsylvania, New York, Ohio and
Virginia
CNB Bank's regional divisions (all under one
charter) include CNB Bank (Central and North
Central PA); FC Bank (Columbus & Central OH),
ERIEBANK (Northeast OH & Northwest PA),
BankOnBuffalo (Western NY), Ridge View
Bank (Southwest, VA), and Impressia Bank,
which operates across our entire footprint
Nasdaq: CCNE & CCNEP
Market Capitalization: ~$417 million (1)
FINANCIAL HIGHLIGHTS
(As of 9/30/23)
ASSETS:
$5.7 billion
DEPOSITS:
$5.0 billion
LOANS:
$4.5 billion
2023 YTD ROAA:
1.06%
2023 YTD ROATCE(2):
12.23%
NPAS/ASSETS:
0.51%
COLUMBUS, OH
CLEVELAND, OH
OH
BANKONBUFFALO
ERIEBANK
GREATER
BUFFALO, NY
ERIE, PA
NY
CORPORATE HEADQUARTERS
CNB BANK
FC BANK
RIDGE VIEW BANK
(1) Based on 20,897,806 share count reported as of October 31, 2023 in September 30, 2023 Form 10-Q and the November 10, 2023 closing stock price ($19.94)
(2) Return on average tangible common equity is a non-GAAP financial measure - see Appendix for reconciliation
PA
VA
SOUTHWEST VA I
CNB
FINANCIAL
CORPORATION
3View entire presentation