Third Quarter 2022 Results slide image

Third Quarter 2022 Results

IPS Insurance - 3Q22 - Strong increase in results Business activity Savings: gross asset inflows of €18.1bn in 9M22, driven by an increase (+6.5%) of gross inflows in France, with unit-linked policies accounting for the vast majority of net inflows Protection: further growth in France with a good performance in credit insurance; internationally, growth driven mainly by Latin America, due to recently formed partnerships Extension of partnerships in Latin America Partnership with Banco de Brasilia for 20-year exclusive distribution of BNP Paribas Cardif's protection products in Brazil New partnership in Chile Revenues: €658m (+7.2% vs. 3Q21) Increase driven by good business momentum in Savings and Protection, partly offset by a lower financial result Decrease in financial result with the more pronounced market decrease in 3Q22 Revenues €m +7.2% 658 613 3Q21 3Q22 Pre-tax income €m +28.4% Operating expenses: €391m (+4.0% vs. 3Q21) • Support of business development and targeted projects 296 231 3Q21 3Q22 Pre-tax income: €296m (+28.4% vs. 3Q22) • Normalisation of the contribution by associates BNP PARIBAS The bank for a changing world Third quarter 2022 results | 36
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