Investor Presentaiton

ANZ 2023 Half Year Results ECONOMIC CONDITIONS - "EXCESS AGGREGATE DEMAND" Inflation Employment to population ratio Capacity utilisation Household consumption per person Job ads as a share of the labour force Terms of Trade Business conditions Inflation expectations Home lending as a share of disposable income Wage Price Index House prices as a share of disposable income Consumer confidence Current reading (annual ave) Min -5 Max -4 -3 -2 -1 0 1 2 3 4 5 <-Below long run average Above long run average -> Presents each data series relative to its own long run average Deviation from z-score 17

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