Strong Profitability and Financial Inclusion

Well Diversified Loan Book across Consumer and Corporate Products. Loan Book Mix (*crs) (*crs) 2,47,960 2,60,129 2,72,754 2,89,924 3,01,317 Consumer Banking June-23 % Vehicle Finance 78,332 26% 46% 47% 47% 46% 46% Commercial Vehicle 29,320 10% Utility Vehicle 9,813 3% 54% 53% 53% 54% 54% Small CV 3,561 1% Two-Wheeler 4,778 2% Jun-22 Sep-22 ■Consumer Banking Dec-22 Mar-23 Jun-23 Car 11,110 4% Tractor 9,516 3% Corporate & Commercial Banking Equipment Financing 10,234 3% Non-Vehicle Finance 51,567 17% Small Corporates Mid Size Corporates 16% 5% (crs) Corporate Banking June-23 Large Corporates 77,065 25% Large Corporates Mid Corporates 47,624 16% 25% Small Corporates 14,748 5% Total Advances 1,39,437 46% Business Banking 14,807 5% Loan Against Property 9,953 3% Vehicle Finance 26% Credit Card 8,978 3% Personal Loans 6,084 2% Merchant advances 4,229 1% BL, AHL, Others Microfinance 7,516 2% 31,981 11% Microfinance 11% Non Vehicle Retail 17% Total Advances 1,61,880 54% 9 IndusInd Bank

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